Credit Card Debt in the U.S. Stays High in 2026

Couple reviewing bills, credit card statements, and household expenses at home in the U.S.

Credit card debt in the U.S. remains a major personal finance issue in 2026, even as inflation has cooled from its peak and overall consumer spending growth has become less aggressive. The problem is not just that balances are high. It is that many households are carrying those balances at expensive interest rates for longer … Read more